@charset "utf-8";
/* ============================================================
   卓信企业 · 香港站首页样式表
   由Adam于20260901创建
   zhuoxinhk-home-Adam20260901.css
   包含：基础层 / 头部 / Banner / 通用区块 / 服务项目 / Tab /
        配套服务 / 为什么选择卓信 / 热门注册地 / 底部 /
        专业顾问 / 银行渠道 / 数据汇总 / 过渡条 / 常见问题 / 新闻
   ============================================================ */

/* ============ 01. 基础变量 ============ */
:root{
  --brand:#0b4a8f;      /* 品牌深蓝 */
  --brand-2:#083a72;
  --brand-3:#062c58;
  --accent:#1d65d4;     /* 原站点缀蓝 */
  --accent-soft:#eef4fb;
  --line:#e4e9ef;
  --ink:#16202c;
  --sub:#5b6b7d;
  --mute:#8a94a0;
  --gold:#8a6512;
  --gold-soft:#fdf5e4;
  --gold-line:#ecd9ab;
  --radius:14px;
  --maxw:1240px;
  --hd:66px;            /* 头部高度 */
}

/* ============ 02. 重置与基础 ============ */
*,*::before,*::after{box-sizing:border-box}

/* [修复] clip 裁剪横向溢出（hidden 会创建滚动容器，导致 position:sticky 失效） */
html{-webkit-text-size-adjust:100%;overflow-x:hidden}
@supports (overflow:clip){html{overflow-x:clip}}
@media (min-width:981px){html{scroll-behavior:smooth}}

/* [修复] 显式声明触摸手势，允许纵向平移 + 双指缩放 */
body{
  margin:0;background:#f5f8fb;color:var(--ink);
  font-family:"PingFang SC","Hiragino Sans GB","Microsoft YaHei","Helvetica Neue",Arial,sans-serif;
  font-size:15px;line-height:1.78;-webkit-font-smoothing:antialiased;
  overflow-x:hidden;touch-action:pan-y pinch-zoom;-webkit-overflow-scrolling:touch;min-height:100%;
}
@supports (overflow:clip){body{overflow-x:clip}}

/* 固定头部后，锚点跳转需预留头部高度 */
section[id]{scroll-margin-top:86px}

img{max-width:100%;height:auto;display:block;border:0}
a{color:var(--brand);text-decoration:none;transition:color .18s}
a:hover{color:var(--brand-2);text-decoration:underline}
h1,h2,h3,h4{margin:0;line-height:1.4;font-weight:700}
p{margin:0}
ul,ol{margin:0;padding:0;list-style:none}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}

/* ============ 03. 运营主体声明条 ============ */
.entitybar{background:var(--brand-3);color:#cfe0f3;font-size:12.5px;line-height:1.6}
.entitybar .wrap{display:flex;flex-wrap:wrap;gap:4px 22px;padding:9px 24px}
.entitybar b{color:#fff;font-weight:600}

/* ============ 04. 固定头部 ============ */
.site-header{
  position:sticky;top:0;z-index:200;
  background:#fff;border-bottom:1px solid var(--line);
  box-shadow:0 1px 3px rgba(11,74,143,.05);
}
/* [修复] 毛玻璃仅在桌面启用：移动端 backdrop-filter 会导致触摸滚动冻结 */
@supports ((backdrop-filter:blur(12px)) or (-webkit-backdrop-filter:blur(12px))){
  @media (min-width:981px){
    .site-header{
      background:rgba(255,255,255,.96);
      -webkit-backdrop-filter:saturate(180%) blur(12px);
      backdrop-filter:saturate(180%) blur(12px);
    }
  }
}
.hd-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;height:var(--hd)}
.logo{display:flex;align-items:center;gap:10px;flex-shrink:0}
.logo img{height:42px;width:auto;border-radius:6px}
.logo-txt{display:flex;flex-direction:column;line-height:1.25;color:var(--brand);font-size:17px;font-weight:700}
.logo-txt small{font-size:11.5px;font-weight:400;color:var(--mute)}

.nav{display:flex;align-items:center;gap:2px}
.nav a{color:#3d4d5e;font-size:14.5px;padding:8px 13px;border-radius:8px;white-space:nowrap}
.nav a:hover{background:var(--accent-soft);color:var(--brand);text-decoration:none}
.nav a.hot{background:var(--brand);color:#fff;font-weight:600}
.nav a.hot:hover{background:var(--brand-2);color:#fff}
.nav .tel{color:var(--brand);font-weight:700;font-size:16px;padding-left:10px}

.burger{
  display:none;background:none;border:1px solid var(--line);border-radius:8px;
  width:44px;height:38px;cursor:pointer;padding:0;flex-shrink:0;-webkit-tap-highlight-color:transparent;
}
.burger span{display:block;width:18px;height:2px;background:var(--ink);margin:4px auto;border-radius:2px;transition:.2s}
.burger.on span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.burger.on span:nth-child(2){opacity:0}
.burger.on span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

/* ============ 05. Banner ============ */
.hero{position:relative;background:var(--brand-3);color:#fff;overflow:hidden}
.hero-bg{position:absolute;inset:0}
.hero-bg img{width:100%;height:100%;object-fit:cover;opacity:.42}
.hero::after{
  content:"";position:absolute;right:-140px;top:-120px;width:520px;height:520px;
  background:radial-gradient(circle,rgba(120,190,255,.22),transparent 62%);
  border-radius:50%;pointer-events:none;
}
.hero .wrap{position:relative;z-index:1;padding:64px 24px 56px;text-align:center}
.hero h1{font-size:38px;line-height:1.25;margin-bottom:16px;text-shadow:0 2px 12px rgba(0,0,0,.25)}
.hero .lead{font-size:16.5px;color:#d3e4f7;max-width:48em;margin:0 auto 30px;line-height:1.85}
.hero .lead b{color:#fff}

.stats{
  display:grid;grid-template-columns:repeat(5,1fr);gap:1px;
  background:rgba(255,255,255,.16);border-radius:var(--radius);overflow:hidden;
  border:1px solid rgba(255,255,255,.16);max-width:1000px;margin:0 auto 30px;
}
.stats div{background:rgba(8,44,88,.55);padding:16px 12px}
.stats dt{font-size:12.5px;color:#a9d4ff;margin-bottom:4px}
.stats dd{margin:0;font-size:22px;font-weight:700;line-height:1.2}
.stats dd small{font-size:12.5px;font-weight:500;color:#cfe0f3;margin-left:2px}

.search{
  display:flex;max-width:620px;margin:0 auto;background:#fff;
  border-radius:8px;overflow:hidden;box-shadow:0 6px 20px rgba(0,0,0,.18);
}
.search input{flex:1;border:0;padding:14px 16px;font-size:15px;outline:none;min-width:0}
.search button{
  border:0;background:var(--brand);color:#fff;padding:0 28px;
  font-size:15px;font-weight:600;cursor:pointer;white-space:nowrap;
}
.search button:hover{background:var(--brand-2)}

/* ============ 06. 通用区块 ============ */
.section{padding:58px 0}
.section.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sec-head{text-align:center;margin-bottom:34px}
.sec-head h2{font-size:28px;margin-bottom:10px}
.sec-head p{color:var(--sub);font-size:15.5px}
.sec-head .kicker{font-size:13px;font-weight:700;color:var(--brand);letter-spacing:.08em;margin-bottom:8px}

/* 说明性脚注（替代内联样式） */
.note-bar{margin-top:20px;font-size:13px;color:var(--mute);line-height:1.8;text-align:center}
.note-bar b{color:var(--gold)}

/* 渐变咨询条（替代内联样式） */
.cta-band{padding:36px 0;background:linear-gradient(135deg,var(--brand-3),var(--brand));color:#fff}
.cta-band .wrap{text-align:center}
.cta-band .lead{font-size:15px;color:#a9d4ff;margin-bottom:6px}
.cta-band h2{font-size:32px;letter-spacing:.02em}

/* ============ 07. 服务项目 ============ */
.svc{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
.svc-item{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;
  transition:.22s;display:flex;flex-direction:column;min-width:0;
}
.svc-item:hover{
  border-color:var(--brand);box-shadow:0 8px 24px rgba(11,74,143,.10);transform:translateY(-3px);
}
.svc-item .pic{height:130px;overflow:hidden;background:var(--accent-soft)}
.svc-item .pic img{width:100%;height:100%;object-fit:cover}
.svc-item .txt{padding:16px 16px 18px;flex:1;display:flex;flex-direction:column}
.svc-item h3{font-size:16px;margin-bottom:8px}
.svc-item p{font-size:13.5px;color:var(--sub);flex:1;margin-bottom:12px}
.svc-item .more{font-size:13.5px;color:var(--brand);font-weight:600}

/* ============ 08. 了解卓信（Tab） ============ */
.tabbar{display:flex;justify-content:center;gap:10px;flex-wrap:wrap;margin-bottom:26px}
.tabbar button{
  border:1px solid var(--line);background:#fff;border-radius:24px;padding:9px 24px;
  font-size:15px;cursor:pointer;color:var(--sub);transition:.2s;-webkit-tap-highlight-color:transparent;
}
.tabbar button.on{background:var(--brand);border-color:var(--brand);color:#fff;font-weight:600}
.panes{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.pane{display:none}
.pane.on{display:block}
.pane-grid{display:grid;grid-template-columns:1fr 1.25fr 1.25fr;gap:22px}

.topic{
  background:linear-gradient(135deg,var(--brand-3),var(--brand));color:#fff;border-radius:12px;
  padding:26px 22px;display:flex;flex-direction:column;justify-content:space-between;min-height:240px;
}
.topic h3{font-size:15px;font-weight:500;color:#a9d4ff;margin-bottom:10px}
.topic h2{font-size:24px;line-height:1.4;margin-bottom:18px}
.topic .btn{
  align-self:flex-start;background:#fff;color:var(--brand);border-radius:8px;
  padding:10px 22px;font-weight:600;font-size:14px;
}

.mid h2,.rgt h2{
  font-size:17px;margin-bottom:14px;padding-bottom:10px;border-bottom:2px solid var(--accent-soft);
}
.mid .first{display:flex;gap:12px;margin-bottom:14px}
.mid .first img{width:120px;height:80px;object-fit:cover;border-radius:8px;flex-shrink:0}
.mid .first a.f-t{font-weight:600;font-size:15px;display:block;margin-bottom:4px}
.mid .first p{font-size:13px;color:var(--sub);line-height:1.6}
.mid ol li{font-size:14px;padding:6px 0;border-bottom:1px dashed var(--line)}
.mid ol li span{
  display:inline-block;width:20px;height:20px;line-height:20px;text-align:center;
  background:var(--accent-soft);color:var(--brand);border-radius:4px;
  font-size:12px;font-weight:700;margin-right:8px;
}
.rgt .card2{display:flex;gap:12px;margin-bottom:14px}
.rgt .card2 img{width:110px;height:74px;object-fit:cover;border-radius:8px;flex-shrink:0}
.rgt .card2 a{font-weight:600;font-size:14px}
.rgt .card2 p{font-size:12.5px;color:var(--sub);line-height:1.6;margin-top:3px}
.news-t{
  display:flex;justify-content:space-between;align-items:center;
  margin:16px 0 8px;padding-top:14px;border-top:1px solid var(--line);
}
.news-t h3{font-size:15px}
.news-t a{font-size:13px;color:var(--mute)}
.news li{display:flex;justify-content:space-between;gap:12px;font-size:13.5px;padding:5px 0}
.news li a{flex:1;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.news li span{color:var(--mute);font-size:12.5px;flex-shrink:0}

/* 流程步骤 */
.flow{margin-top:26px;padding-top:22px;border-top:1px solid var(--line)}
.flow h3{font-size:17px;text-align:center;margin-bottom:6px}
.flow h3 span{font-size:13px;color:var(--mute);font-weight:400}
.flow-note{text-align:center;font-size:12.5px;color:var(--mute);margin-bottom:20px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;position:relative}
.step{text-align:center;position:relative}
.step::before{content:"";position:absolute;top:15px;left:0;right:0;height:2px;background:var(--accent-soft);z-index:0}
.step:first-child::before{left:50%}
.step:last-child::before{right:50%}
.step .dot{
  position:relative;z-index:1;width:32px;height:32px;margin:0 auto 10px;border-radius:50%;
  background:#fff;border:2px solid var(--brand);
  display:flex;align-items:center;justify-content:center;
  font-size:13px;font-weight:700;color:var(--brand);
}
.step p{font-size:13.5px;font-weight:600}
.step small{font-size:12.5px;color:var(--mute)}

/* ============ 09. 配套服务 ============ */
.pkg{display:grid;grid-template-columns:repeat(6,1fr);gap:12px}
.pkg a{
  display:flex;flex-direction:column;align-items:center;gap:8px;
  background:#fff;border:1px solid var(--line);border-radius:12px;
  padding:18px 10px;transition:.2s;color:var(--ink);
}
.pkg a:hover{
  border-color:var(--brand);background:var(--accent-soft);
  text-decoration:none;transform:translateY(-2px);
}
.pkg i{
  width:34px;height:34px;border-radius:9px;background:var(--accent-soft);
  display:flex;align-items:center;justify-content:center;
  color:var(--brand);font-style:normal;font-weight:700;font-size:14px;
}
.pkg a:hover i{background:var(--brand);color:#fff}
.pkg span{font-size:13.5px;text-align:center}

/* ============ 10. 为什么选择卓信 ============ */
.zx-desc{max-width:1080px;margin:0 auto;color:#2b2b2b;font-size:14.5px;line-height:1.9;text-align:center}
.zx-desc b{color:var(--brand);font-weight:600}
.curve{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:30px;align-items:center;margin-top:34px}
.zx-chart-box{width:100%;height:360px}
.zx-chart{width:100%;height:100%}
.zx-chart-cap{text-align:center;font-size:15px;color:#444;margin-top:6px}
.zx-chart-cap b{color:var(--accent);font-size:20px}
.curve-right h2{font-size:20px;margin-bottom:6px}
.zx-nums{margin-top:16px}
.zx-nums p{font-size:15px;line-height:2;margin:0}
.zx-nums span{font-size:22px;font-weight:700;color:var(--accent);font-variant-numeric:tabular-nums}
.zx-foot{font-size:12.5px;color:var(--mute);line-height:1.7;margin-top:14px}

.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:34px}
.why{background:var(--accent-soft);border-radius:12px;padding:20px 18px}
.why h3{font-size:15.5px;margin-bottom:7px;color:var(--brand)}
.why p{font-size:13.5px;color:var(--sub);line-height:1.7}

/* ============ 11. 热门注册地 ============ */
.hot{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.hot a{
  background:#fff;border:1px solid var(--line);border-radius:22px;
  padding:9px 20px;font-size:14px;color:#3d4d5e;transition:.2s;
}
.hot a:hover{border-color:var(--brand);background:var(--brand);color:#fff;text-decoration:none}

/* ============ 12. 专业顾问 ============ */
#consultant .city-tabs{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-bottom:26px}
#consultant .city-tabs button{
  border:1px solid var(--line);background:#fff;border-radius:24px;padding:8px 22px;
  font-size:14.5px;cursor:pointer;color:var(--sub);transition:.2s;
  -webkit-tap-highlight-color:transparent;white-space:nowrap;
}
#consultant .city-tabs button.on{background:var(--brand);border-color:var(--brand);color:#fff;font-weight:600}
#consultant .city-tabs button:hover{border-color:var(--brand)}

#consultant .gw-pane{display:none}
#consultant .gw-pane.on{display:block}
#consultant .gw-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(148px,1fr));gap:14px}
#consultant .gw-card{
  background:#fff;border:1px solid var(--line);border-radius:12px;
  padding:14px 10px 12px;text-align:center;transition:.22s;
}
#consultant .gw-card:hover{
  border-color:var(--brand);box-shadow:0 6px 18px rgba(11,74,143,.10);transform:translateY(-2px);
}
#consultant .gw-card img{
  width:76px;height:76px;border-radius:50%;object-fit:cover;
  margin:0 auto 10px;background:#eef2f7;
}
#consultant .gw-name{font-size:14px;font-weight:600;margin-bottom:8px;color:var(--ink)}
#consultant .gw-card a{
  display:inline-block;font-size:12.5px;color:#fff;background:var(--brand);
  border-radius:16px;padding:5px 16px;transition:.2s;
}
#consultant .gw-card a:hover{background:var(--brand-2);color:#fff;text-decoration:none}

/* ============ 13. 银行开户渠道 ============ */
#cooperation .bank-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:12px}
#cooperation .bank-grid a{
  display:flex;align-items:center;justify-content:center;height:82px;padding:12px 14px;
  background:#fff;border:1px solid var(--line);border-radius:10px;transition:.2s;
}
#cooperation .bank-grid a:hover{
  border-color:var(--brand);box-shadow:0 4px 14px rgba(11,74,143,.10);transform:translateY(-2px);
}
#cooperation .bank-grid img{max-height:40px;width:auto;object-fit:contain}

/* ============ 14. 数据汇总 ============ */
#summary .sum-wrap{display:grid;grid-template-columns:repeat(4,1fr) 1.4fr;gap:18px;align-items:stretch}
#summary .sum-num{
  background:#fff;border:1px solid var(--line);border-radius:12px;
  padding:26px 14px;text-align:center;
}
#summary .sum-num span{
  display:block;font-size:30px;font-weight:700;color:var(--accent);
  font-variant-numeric:tabular-nums;line-height:1.2;margin-bottom:8px;
}
#summary .sum-num small{font-size:13.5px;color:var(--sub);font-weight:400}
#summary .sum-cta{
  background:linear-gradient(135deg,var(--brand-3),var(--brand));color:#fff;
  border-radius:12px;padding:24px 22px;text-align:center;
  display:flex;flex-direction:column;justify-content:center;
}
#summary .sum-cta h3{font-size:18px;margin-bottom:14px}
#summary .sum-cta a.btn{
  align-self:center;background:#fff;color:var(--brand);border-radius:8px;
  padding:10px 30px;font-weight:600;font-size:14.5px;margin-bottom:12px;
}
#summary .sum-cta a.btn:hover{background:#eef4fb;color:var(--brand-2);text-decoration:none}
#summary .sum-cta p{font-size:13.5px;color:#cfe0f3}
#summary .sum-cta p a{color:#fff;margin:0 2px}
#summary .sum-cta p a:hover{text-decoration:underline}

/* ============ 15. 过渡条 ============ */
#transition .tr-box{text-align:center}
#transition .tr-box > span{font-size:15px;color:var(--sub);display:block;margin-bottom:8px}
#transition .tr-box h2{font-size:19px;line-height:1.8}
#transition .tr-box h2 a{color:var(--brand)}

/* ============ 16. 常见问题 ============ */
#faq .quick-nav{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;max-width:1080px;margin:0 auto 34px}
#faq .quick-nav a{
  display:flex;align-items:center;justify-content:center;height:44px;
  background:var(--accent);color:#fff;border-radius:8px;
  font-size:15px;font-weight:600;transition:.2s;
}
#faq .quick-nav a:hover{
  background:var(--brand-2);color:#fff;text-decoration:none;transform:translateY(-2px);
}

#faq .faq-grid{
  display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:20px;
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;
}
#faq .faq-col{min-width:0}
#faq .faq-col h3{
  font-size:16px;line-height:1.5;padding-bottom:9px;margin-bottom:12px;
  border-bottom:2px solid var(--accent-soft);
}
#faq .faq-col h3::before{
  content:"";display:inline-block;width:4px;height:15px;background:#26304c;
  vertical-align:-2px;margin-right:8px;border-radius:2px;
}
#faq .faq-col h3 a{color:var(--ink)}
#faq .faq-col h3 a:hover{color:var(--brand)}
#faq .faq-sub{display:grid;grid-template-columns:1fr 1fr;gap:0 18px}
#faq .faq-list li{font-size:14px;line-height:1.6;padding:6px 0 6px 16px;position:relative}
#faq .faq-list li::before{
  content:"";position:absolute;left:0;top:14px;width:5px;height:5px;
  border-radius:50%;background:var(--accent);
}
#faq .faq-list a{display:block;color:#3d4d5e;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
#faq .faq-list a:hover{color:var(--brand)}
#faq .faq-list a.cat{color:var(--accent);font-weight:600}
#faq .faq-list a.cat::after{content:" ›"}

/* ============ 17. 新闻 ============ */
#news .news-grid{display:grid;grid-template-columns:1.15fr 1fr;gap:24px}
#news .news-box{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px}
#news .news-box > h3{
  font-size:17px;padding-bottom:10px;margin-bottom:16px;border-bottom:2px solid var(--accent-soft);
}
#news .news-box > h3 a{color:var(--ink)}
#news .news-box > h3 a:hover{color:var(--brand)}
#news .news-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
#news .ncard{display:block;border-radius:10px;overflow:hidden;transition:.2s}
#news .ncard:hover{transform:translateY(-3px)}
#news .ncard img{
  width:100%;height:104px;object-fit:cover;border-radius:10px;
  background:#eef2f7;margin-bottom:8px;
}
#news .ncard .t{
  font-size:13.5px;font-weight:600;color:var(--ink);line-height:1.5;
  display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden;
}
#news .ncard:hover .t{color:var(--brand)}
#news .nlist{margin-top:16px;padding-top:14px;border-top:1px dashed var(--line)}
#news .nlist li{font-size:14px;padding:6px 0 6px 14px;position:relative}
#news .nlist li::before{
  content:"";position:absolute;left:0;top:15px;width:5px;height:5px;
  border-radius:50%;background:var(--accent);
}
#news .nlist a{display:block;color:#3d4d5e;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
#news .nlist a:hover{color:var(--brand)}
#news .n-featured{display:flex;gap:14px;margin-bottom:14px}
#news .n-featured img{
  width:150px;height:96px;object-fit:cover;border-radius:10px;
  flex-shrink:0;background:#eef2f7;
}
#news .n-featured h4{
  font-size:15px;line-height:1.55;font-weight:600;
  display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden;
}
#news .n-featured h4 a{color:var(--ink)}
#news .n-featured h4 a:hover{color:var(--brand)}

/* ============ 18. 底部 ============ */
.site-footer{background:var(--brand-3);color:#a8bdd4;font-size:13.5px}
.site-footer .wrap{padding:44px 24px 24px}
.foot-top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px;margin-bottom:30px}
.foot-top h4{color:#fff;font-size:14.5px;margin-bottom:12px}
.foot-top li{margin-bottom:7px}
.foot-top a{color:#a8bdd4}
.foot-top a:hover{color:#fff}
.foot-addr li{line-height:1.85;margin-bottom:10px}
.foot-addr span{display:block;color:#8fa7bf;font-size:12.5px}
.foot-legal{
  font-size:12.5px;line-height:1.9;color:#8fa7bf;
  border-top:1px dashed rgba(255,255,255,.14);padding-top:16px;margin-top:8px;
}
.foot-btm{
  border-top:1px solid rgba(255,255,255,.12);padding-top:18px;margin-top:16px;
  display:flex;flex-wrap:wrap;gap:10px 26px;justify-content:space-between;
  font-size:12.5px;color:#8fa7bf;
}
.foot-links{padding-top:12px;display:flex;flex-wrap:wrap;gap:8px 14px;font-size:12.5px}
.foot-links a{color:#8fa7bf}
.foot-links a:hover{color:#fff}

/* ============ 19. 侧边悬浮 ============ */
.side-fixed{position:fixed;right:16px;bottom:80px;z-index:150;display:flex;flex-direction:column;gap:8px}
.side-fixed a{
  width:46px;height:46px;border-radius:10px;background:var(--brand);color:#fff;
  display:flex;align-items:center;justify-content:center;
  font-size:12px;text-align:center;line-height:1.2;box-shadow:0 4px 14px rgba(11,74,143,.25);
}
.side-fixed a:hover{background:var(--brand-2);color:#fff;text-decoration:none}
.totop{
  position:fixed;right:16px;bottom:20px;width:46px;height:46px;border-radius:50%;
  background:var(--brand);color:#fff;border:0;cursor:pointer;
  box-shadow:0 4px 14px rgba(11,74,143,.25);
  display:flex;align-items:center;justify-content:center;
  font-size:18px;opacity:0;pointer-events:none;transition:.25s;z-index:150;
}
.totop.show{opacity:1;pointer-events:auto}
.totop:hover{background:var(--brand-2)}

/* ============================================================
   20. 响应式（必须置于文件末尾：--hd 覆盖依赖源码顺序）
   ============================================================ */

@media (max-width:1200px){
  .svc{grid-template-columns:repeat(3,1fr)}
  .pkg{grid-template-columns:repeat(4,1fr)}
  .nav a{padding:8px 9px;font-size:14px}
  .hero h1{font-size:32px}
  #faq .faq-grid{grid-template-columns:1fr 1fr}
  #faq .faq-sub{grid-template-columns:1fr 1fr}
}

@media (max-width:980px){
  /* 头部 */
  .burger{display:block}
  .nav{
    display:none;position:absolute;left:0;right:0;top:var(--hd);
    flex-direction:column;align-items:stretch;gap:0;background:#fff;
    border-bottom:1px solid var(--line);box-shadow:0 10px 24px rgba(0,0,0,.08);
    padding:8px;max-height:70vh;overflow-y:auto;
  }
  .nav.open{display:flex}
  .nav a{padding:13px 16px;border-radius:0;font-size:15px;border-bottom:1px solid #f1f4f8}
  .nav a.hot{margin:8px 16px;text-align:center}
  .nav .tel{padding:13px 16px}
  .hd-inner{height:58px}
  :root{--hd:58px}
  section[id]{scroll-margin-top:72px}

  /* Banner */
  .hero .wrap{padding:44px 18px 38px}
  .hero h1{font-size:26px}
  .hero .lead{font-size:15px}
  .stats{grid-template-columns:repeat(3,1fr)}

  /* 通用 */
  .section{padding:44px 0}
  .sec-head h2{font-size:24px}

  /* 服务 / Tab / 图表 */
  .svc{grid-template-columns:repeat(2,1fr)}
  .pane-grid{grid-template-columns:1fr}
  .curve{grid-template-columns:1fr}
  .why-grid{grid-template-columns:repeat(2,1fr)}

  /* 顾问 */
  #consultant .city-tabs{
    flex-wrap:nowrap;justify-content:flex-start;overflow-x:auto;
    -webkit-overflow-scrolling:touch;touch-action:pan-x pan-y;
    padding-bottom:6px;margin-bottom:20px;
  }
  #consultant .city-tabs::-webkit-scrollbar{height:4px}
  #consultant .city-tabs::-webkit-scrollbar-thumb{background:#cfdae6;border-radius:4px}

  /* 汇总 / 过渡 */
  #summary .sum-wrap{grid-template-columns:repeat(2,1fr)}
  #summary .sum-cta{grid-column:1 / -1}
  #transition .tr-box h2{font-size:16px}

  /* FAQ / 新闻 */
  #faq .quick-nav{grid-template-columns:repeat(4,1fr)}
  #news .news-grid{grid-template-columns:1fr}
  #news .news-cards{grid-template-columns:repeat(3,1fr)}

  /* 底部 */
  .foot-top{grid-template-columns:1fr 1fr}
}

@media (max-width:720px){
  .wrap{padding:0 18px}

  /* Banner */
  .hero .wrap{padding:38px 18px 32px}
  .hero h1{font-size:22px}
  .search{flex-direction:column}
  .search button{padding:13px}
  .stats{grid-template-columns:repeat(2,1fr)}

  /* 服务 / 配套 / 流程 */
  .svc{grid-template-columns:1fr}
  .pkg{grid-template-columns:repeat(3,1fr)}
  .steps{grid-template-columns:repeat(2,1fr);gap:22px 10px}
  .flow h3{font-size:15.5px}

  /* 为什么选择 */
  .why-grid{grid-template-columns:1fr}
  .zx-chart-box{height:280px}
  .curve-right h2{font-size:18px}
  .zx-nums span{font-size:19px}
  .zx-desc{text-align:left;font-size:14px}

  /* 顾问 */
  #consultant .gw-grid{grid-template-columns:repeat(auto-fill,minmax(122px,1fr));gap:10px}
  #consultant .gw-card img{width:62px;height:62px}

  /* 银行 */
  #cooperation .bank-grid{grid-template-columns:repeat(auto-fill,minmax(120px,1fr));gap:10px}
  #cooperation .bank-grid a{height:70px;padding:10px}
  #cooperation .bank-grid img{max-height:32px}

  /* 汇总 / 过渡 */
  #summary .sum-num span{font-size:25px}
  #transition .tr-box h2{font-size:15px;line-height:1.9}

  /* FAQ / 新闻 */
  #faq .quick-nav{grid-template-columns:repeat(3,1fr);gap:8px}
  #faq .quick-nav a{height:40px;font-size:14px}
  #faq .faq-grid{grid-template-columns:1fr;padding:16px}
  #faq .faq-sub{grid-template-columns:1fr}
  #news .news-cards{grid-template-columns:1fr;gap:16px}
  #news .ncard{display:flex;gap:12px;align-items:flex-start}
  #news .ncard img{width:110px;height:74px;margin-bottom:0;flex-shrink:0}
  #news .n-featured img{width:110px;height:76px}
  #news .n-featured h4{font-size:14px}

  /* 底部 */
  .foot-top{grid-template-columns:1fr}
}

@media (max-width:480px){
  body{font-size:14.5px}
  .hero h1{font-size:20px}
  .stats{grid-template-columns:1fr 1fr}
  .pkg{grid-template-columns:repeat(2,1fr)}

  /* Tab */
  .tabbar button{padding:8px 16px;font-size:14px}
  .panes{padding:18px}
  .mid .first img,.rgt .card2 img{width:92px;height:64px}

  /* 为什么选择 */
  .zx-chart-box{height:240px}

  /* 顾问 */
  #consultant .gw-grid{grid-template-columns:repeat(3,1fr)}
  #consultant .gw-card{padding:12px 6px 10px}
  #consultant .gw-name{font-size:13px}
  #consultant .gw-card a{padding:4px 12px;font-size:12px}

  /* 汇总 */
  #summary .sum-wrap{grid-template-columns:repeat(2,1fr);gap:10px}
  #summary .sum-num{padding:18px 8px}

  /* FAQ / 新闻 */
  #faq .quick-nav{grid-template-columns:repeat(2,1fr)}
  #news .ncard img{width:92px;height:64px}
  #news .n-featured img{width:92px;height:64px}

  /* 侧边悬浮 */
  .side-fixed a,.totop{width:42px;height:42px}
}

@media print{
  .site-header,.side-fixed,.totop{display:none}
  body{background:#fff}
}